Ag Banking
Agricultural Loans
Real Estate, Equipment, Livestock and Lines of Credit – we have the expertise to customize a loan strategy that will work for your operation.
No matter what the size of your farm operation, First National Bank Minnesota can meet your needs.
Please contact one of our locations for more information.
St. Peter
Mankato
Gaylord
Checking Accounts
First National Bank Minnesota offers a variety of checking account options for agricultural business. We invite you to visit our locations so we can help you explore what is best for you.
Free Checking
- Description: For businesses with few transactions
- Minimum Balance: None
- Maintenance Fee: None
- Fees & Options:
- 100 items free; $.20 for each additional item
- Images provided
- Free incoming ACH items
- Returned deposited checks $4.00
Economy Checking
- Description: For larger businesses
- Minimum Balance: None; eligible businesses earn interest on collected balances of $1,000 or greater
- Maintenance Fee: $15 monthly maintenance fee
- Fees & Options:
- 200 items free; $.20 for each additional item
- Images provided
- Free incoming ACH items
- Returned deposited check $4.00
Analysis Checking
- Description: For high-volume businesses
- Minimum Balance: None
- Maintenance Fee: $7.50 monthly
- Fees & Options:
- Free incoming ACH items
- $.15 per check
- $.05 deposit items on-us
- $.08 deposit items not-on-us
- Uncollected Funds usage: Prime + 4%
- Earnings credit to offset service charges
- Returned deposited check $4.00
- Images provided
Loans
Business Loans
Businesses come in many varieties. All requests are worth considering from income producing properties to small business opportunities.
Real Estate, Equipment, and Lines of Credit – we have the expertise to customize a financial package that will work for you.
Real Estate, Equipment, Livestock and Lines of Credit – we have the expertise to customize a loan strategy that will work for your operation.