• Phone
    Locations:
    St. Peter: (507) 931-4000
    Mankato: (507) 625-1121
    Gaylord: (507) 237-5521
  • Hours
    Lobby:
    Mon-Thur: 8:30am to 4pm
    Fri: 8:30am to 5:30pm
    Drive-up:
    Mon-Fri: 7:30am to 5:30pm
    Sat: 7:30am to 12pm
  • Directions

Ag Banking

Agricultural Loans

Real Estate, Equipment, Livestock and Lines of Credit – we have the expertise to customize a loan strategy that will work for your operation.

No matter what the size of your farm operation, First National Bank Minnesota can meet your needs.

Please contact one of our locations for more information.

First National Bank MInnesota St-sm
St. Peter
First National Bank Minnesota Mankato Branch-sm
Mankato
First National Bank Minnesota Gaylord Branch-sm
Gaylord

Checking Accounts

First National Bank Minnesota offers a variety of checking account options for agricultural business. We invite you to visit our locations so we can help you explore what is best for you.

Free Checking

  • Description: For businesses with few transactions
  • Minimum Balance: None
  • Maintenance Fee: None
  • Fees & Options:
    • 100 items free; $.20 for each additional item
    • Images provided
    • Free incoming ACH items
    • Returned deposited checks $4.00

 

Economy Checking

  • Description: For larger businesses
  • Minimum Balance: None; eligible businesses earn interest on collected balances of $1,000 or greater
  • Maintenance Fee: $15 monthly maintenance fee
  • Fees & Options:
    • 200 items free; $.20 for each additional item
    • Images provided
    • Free incoming ACH items
    • Returned deposited check $4.00

 

Analysis Checking

  • Description: For high-volume businesses
  • Minimum Balance: None
  • Maintenance Fee: $7.50 monthly
  • Fees & Options:
    • Free incoming ACH items
    • $.15 per check
    • $.05 deposit items on-us
    • $.08 deposit items not-on-us
    • Uncollected Funds usage: Prime + 4%
    • Earnings credit to offset service charges
    • Returned deposited check $4.00
    • Images provided

Loans

Business Loans

Businesses come in many varieties. All requests are worth considering from income producing properties to small business opportunities.

Real Estate, Equipment, and Lines of Credit – we have the expertise to customize a financial package that will work for you.

Real Estate, Equipment, Livestock and Lines of Credit – we have the expertise to customize a loan strategy that will work for your operation.